Investment Solutions

Investment Management

Our investment management services employ a research-driven, best-of-breed approach to construct model portfolios, accessing top-tier investment managers through various platforms.

Ensuring that our advisors and their clients have access to the highest quality investment management and research is our paramount commitment.

Our approach to constructing our extensive Approved Product List (APL) and crafting investment portfolios is rooted in rigorous research. We rely on a systematic process guided by research ratings from esteemed third-party research institutions like Lonsec and Morningstar. The result is an APL that boasts diversity, offering over 1,100 investment options, including managed funds, managed portfolios, direct equities, and term deposits.

While we provide a broad spectrum of options, we exercise utmost diligence in risk management and client protection, limiting access to high-risk investment choices.

The True Wealth Financial Research Team delivers an array of investment services encompassing strategic asset allocation, manager selection, portfolio construction, performance monitoring, sector reviews, as well as periodic market and investment management updates. Additionally, our team provides consulting services, extending support to advisors for any investment-related inquiries.

Investment research

Investment Philosophy

At True Wealth Financial, our model portfolios are meticulously crafted to align with advisers’ objectives across a spectrum of medium to long-term timeframes.

These portfolios span various risk profiles, affording advisors the flexibility to choose the most suitable option for their clients. The Portfolio Construction process is honed to maximize the likelihood of the portfolio meeting investment objectives while considering risk-adjusted returns. We place a strong emphasis on mitigating volatility and providing robust downside protection, particularly during turbulent market periods.

Our overarching goal at True Wealth Financial is to foster trusted relationships between Australians and their financial planners. To achieve this, we construct our portfolio models through a dedicated Research Team, underpinned by rigorous processes and bolstered by a robust governance framework. When evaluating and developing investment models, we adhere to the following principles to ensure they align with our stringent standards:

  • Advice-Centric: We empower advisers to select products and services that unequivocally serve their clients’ best interests.
  • Stability-Oriented: We maintain a steadfast commitment to delivering strong returns, enabling clients to stay on their financial journey and attain their wealth objectives.
  • Long-Term Focus: Our portfolio selections adhere to an ‘all-weather’ approach, enhancing resilience regardless of market conditions.
  • Seasoned Expertise: We choose high-caliber fund managers with a proven track record, offering unique insights and consistently outperforming the broader market over extended periods.

Process

How do we go about selecting our investment managers? Our investment manager selection process plays a pivotal role in shaping our portfolios and allows us to respond swiftly to evolving research perspectives. It constitutes a vital component of our overall management approach, supported by a stringent governance framework to ensure precise choices.

Once a manager and their investment offerings clear our initial screening, our rigorous investment and operational due diligence process commences. We conduct comparative assessments of managers against peers with similar investment approaches to ascertain the highest quality managed funds in each sector or profile. When we refer to ‘highest quality,’ we mean investment managers characterized by:

  • A robust structure that upholds stringent risk management and corporate governance standards.
  • Competent investment teams equipped with appropriate resources and continuity planning.
  • A coherent and sustainable investment process that is forward-looking.
  • Competitive management fees relative to industry peers.

Now, turning to how we construct our portfolios: Once we’ve identified a shortlist of funds, our Research Team undertakes a comprehensive, long-term approach to portfolio development. The outcome is a multi-manager portfolio meticulously reviewed to ensure that the combination of strategies imparts diversification advantages. Subsequently, these portfolios are periodically reviewed after being made available to True Wealth Financial advisers, ensuring that the investments and their mix continue to align optimally with identified risk profiles, consistent with our strategic asset allocation.

Managed accounts

At True Wealth Financial, we are committed to ensuring that our advisors and their clients enjoy a diverse selection of top-tier managed accounts tailored to specific client requirements.

Managed accounts represent a non-unitized form of managed investment, offering a multitude of advantages compared to conventional customized diversified portfolios:

  • Professionally overseen by esteemed investment managers.
  • Consistently deliver portfolio outcomes, with the investment manager responsible for rebalancing and adjustments as needed, eliminating the need for client consent.
  • Transparent, offering complete visibility into the underlying investment options.
  • Efficient, reducing the time spent on preparing Records of Advice.

Our advisors and their clients benefit from a variety of managed account solutions, including:

  • Research Separately Managed Accounts (SMAs).
  • External Separately Managed Accounts (SMAs).
  • Tailor-made managed accounts.
  • Customized managed accounts

External SMAs

In order to provide advisors with a comprehensive selection of managed accounts, we offer over 100 managed portfolios, including diversified and single-sector options. Of these, 80 are curated by external investment managers. Our assortment of managed portfolios undergoes continual assessment to ensure you consistently have access to a contemporary array of investment choices within the universe

Research models

Our Investment Research Team crafts an array of diversified model portfolios, utilizing underlying assets sourced from top-tier local and global investment managers. These model portfolios offer advisors the versatility to execute and recalibrate portfolios using the model functionality available on leading platforms.

VMAPs

Ventura Managed Account Portfolios (VMAPS) represent True Wealth Financial's managed account offering, enabling advisors to furnish their clients with an extensive selection of professionally managed investment models meticulously designed to mitigate risk while optimizing returns.